Terms & Definitions

A statement from the Ohio Bureau of Workers’ Compensation:

“When a worker loses time from work due to an allowed work-related injury or occupational disease claim, BWC:

  • Pays related medical expenses;

  • May provide benefits and/or temporary total compensation to help replace lost income;

  • Collaborates with the treating physician, employer and managed care organization to assist the injured worker in returning to work.”

 

Terms & Their Definitions

Average Weekly Wage (AWW) - The average weekly wage (AWW) is generally calculated by dividing the total earnings of an injured worker, from the period of one year prior to the date of the injury, by 52. The average weekly wage is used to calculate payment for all types of lost time compensation other than the first 12 weeks of disability.

 

Full Weekly Wage (FWW) - The full weekly wage (FWW) may be calculated in a number of ways including: an average of the injured worker’s earnings from six weeks prior to the date of injury or the injured worker’s earnings from the week prior to the injury (not including overtime). The full weekly wage is used to calculate payment for temporary total compensation, for the first 12 weeks of disability.

 

Living Maintenance Compensation - Living maintenance (LM) is payment BWC makes to an injured worker instead of TT. To receive LM, the injured worker must be actively involved in an approved rehabilitation program.

 

Living Maintenance Wage Loss (LMWL) - An injured worker who has completed a vocational rehabilitation program and has returned to work may receive living maintenance wage loss (LMWL) to an injured worker who has completed a vocational rehabilitation program and has returned to work. BWC may pay LMWL compensation to an injured worker who meets the following requirements:

  • Experiences a loss in earnings compared to the average wages earned at the time of injury;

  • Does not voluntarily limit his/her income;

  • Has documented work restrictions based on the allowed conditions in the claim from their treating physician.

 

Maximum Medical Improvement (MMI) - An injured worker may reach a point in recovery called maximum medical improvement (MMI). MMI occurs when a condition has stabilized and further functional improvement is unlikely, despite continued medical treatment or physical rehabilitation.

Under Ohio’s workers’ compensation law, once the treating physician determines the injured worker has reached MMI, BWC will terminate temporary total (TT) compensation when no conflict or dispute exits. However, medical treatment needed to maintain the stability of the injured worker’s condition may continue in his or her claim. If, at a future date, the injured worker becomes temporarily and totally disabled, he or she may be entitled to TT benefits again.

 

Non-Working Wage Loss (NWWL) - Wage loss compensation is a benefit that BWC may pay to an injured worker who has restrictions related to the allowed conditions in the claim, which cause a loss of earnings. BWC may pay wage loss compensation to an injured worker who meets the following two requirements:

  • A loss or diminution in wages exist;

  • The wage loss is a direct result of the restrictions caused by the allowed conditions in the claim.

As an injured worker, you may qualify for non-working wage loss compensation if your physician releases you to return to work with restrictions, but you are unable to find suitable employment.

Non-working wage loss is payable when the injured worker has been released to return to work with restrictions but cannot find suitable employment.

 

Permanent Partial Disability (PPD) - Percentage of permanent partial disability awards are compensation for permanent impairments caused by a work-related injury or occupational disease.

 

Permanent Total Disability (PTD) - Permanent total disability compensation is paid to an injured worker when the IC declares him or her permanently and totally disabled due to a work-related injury or occupational disease. Injured workers receiving permanent total disability compensation cannot return to work. However, injured workers receiving statutory permanent total disability may return to work and continue to receive compensation.

 

Scheduled Loss - WC pays scheduled loss benefits for the amputation, loss of use or ankylosis of specific body part(s) due to a work-related injury or occupational disease. This compensation also covers the loss of vision and total loss of hearing.

 

Settlement - An injured worker may file an application to receive a one-time, final lump sum settlement or partial settlement of his or her workers’ compensation claim. Partial settlement may be for medical benefits only or compensation benefits.

 

Temporary Total Disability (TTD) - Temporary total (TT) compensation to replace lost income is usually the first form of compensation BWC awards during an injured worker’s recovery from a work-related injury or occupational disease.

 

Working Wage Loss (WWL) - Wage loss compensation is a benefit that BWC may pay to an injured worker who has restrictions related to the allowed conditions in the claim, which cause a loss of earnings. BWC may pay wage loss compensation to an injured worker who meets the following two requirements:

  • A loss or diminution in wages exist;

  • The wage loss is a direct result of the restrictions caused by the allowed conditions in the claim.

As an injured worker, you may qualify for working wage loss compensation if you have found work other than your former position, and you now receive less pay than you did at the time of your injury.

Working wage loss is payable when the injured worker returns to employment other than his or her former posi¬tion of employment. 

 
 
 
 
 
 
 
 
 
 
 
 

A statement from the Ohio Bureau of Workers’ Compensation:

“When a worker loses time from work due to an allowed work-related injury or occupational disease claim, BWC:

  • Pays related medical expenses;

  • May provide benefits and/or temporary total compensation to help replace lost income;

  • Collaborates with the treating physician, employer and managed care organization to assist the injured worker in returning to work.”

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